Investment checklist

I came up with an investment checklist that I thought will be helpful to myself to use when evalating which stock to buy

Thoughts of a changing car

Recently we were almost going to switch our 7 year Toyota altis to another second hand car.

We went to chat with my hubby's friend who works as a car salesman. Actually we had no thoughts of changing car as there is still 3 years to go for our altis car.

He asked us to try out the cars he had in his shop. Well there were a few cars that were not too bad, e.g nissan teanna. Actually he did not recommend us to change our car since we bought it when coe was high.

In the end,  we got sold on the idea that maybe we should change our car.

But reality is even if we sold our car,  we still needed to fork out 10 over thousands.

Our bank account balances was over 14k. So it was not wise to empty our pockets just to switch car for no apparent reasons.

I told my hubby this. But he wasn't listening to me. Instead he felt it was OK to switch.

The point is this was not a need. It was obviously a want. We may have to fork out monies for his medical expenses in the later part of the year and he thought that it is going to be all right.

I am not a reckless person,  nor am I going to spend monies recklessly. Monies will not drop from the skies and if we do not practise prudence,  we may have to end up borrowing monies from family which is a big taboo.

I refused to budge and told him flatly that I did not agree to switch car.