Mortgage free

Today when I was woken up by Lily at 4plus am, I checked my phone and was checking my cc bill when I saw that my outstanding loan is gone. 

Yay, a very big relief. Took me 5 years to settle 293k housing loan. LG, hope u received the news up there.

Lazy sat

Hmm I realised something, I cannot watch a youtube video without doing something else.

It rained the whole day and I only went out to eat dinner at my fav china lady stall. Oh man, she told me she is moving go Blk 128, that is so far. I would not go there just to eat her stall.

Anyway, I think I will stick to my zcp and thai food and nasi lemak.

For past 2 weeks, I had been eating red bean soup to replenish my iron and protein. Had a v heavy menses for 2 weeks straight, and having lightheadedness and headaches.

Today was playing wwm then I finally used the echo beads to buy an outfit I like. Why i hesitate so long when I could easily spend 100 bucks on food, toys.

This game had kept me company for past 6 months, they should earn some money from me. I told myself i should not exceed 80 bucks. So far, spent 13bucks. 67 more to go.

Bag peace

I think I have reached bag peace with my latest cheap taobao bag, just a few bucks but fit wonders.

When I browse zalora now, I cannot find any bags that can rival it. Real or not?!

So i think i wont be buying any more bags but am thinking of selling my marc jacob tote bag. Am sitting on this in case I regret. It is a white elephant. Cos it is too heavy and when I go out far, I easily get tired due to the sheer weight of it on my shoulders. Maybe when I were younger, I would not mind but now at 43, any extra weight also easily make my knee ache.

Should I sell my marc jacob leather bag? Shall ponder over this if not,  just wear it till it breaks. Maybe I wait for my shoulder pad first and try it out. Dont make hasty decisions.

But recently I got pigued when I see hermes geta bag but it is a whooping 9k..  why would I spend that?

Donations

For past 2 weeks when I was having really heavy menses, I felt so tired that I was able to sleep throughout the night. A good side effect? Am reminded I am living on borrowed time.

I donated 500 bucks to children cancer foundation. Think I do not have much time left. This brings the amount donated this year to 4700. Almost donating 1k a month.

Being able to be generous with my money, what is a kind of freedom itself. 

Thinking to buy a good phone for Geoky next, before she goes for her operations. See when she is gg for the op.

Gift while the money makes a difference. Die with zero.

Being having dreams about wj, yesterday vaguely remembered her saying Laos had nothing so she is back in sg. Maybe overthinking too much, to each his own, to each a path they had to walk themselves.

活着就是意义

They never interfered in my life when I got to know and married YS. Nor should I.

Knowing when to walk away and when not to.

Do I have bossom friends or am I even soneone's bossom friend? I think not.

Debt free

Am officially debt free after my cpf deduction to fully repay my loan went through yesterday.

My bedok flat is ours now, LG. A pity u could not see this day but I still think u will know.

It is been 5 years since we bought this old bedok flat. I will always remember how we ended up buying this flat. It was accidental.

My journey of house buying will end here liao, I have went through 2 times of buying a flat and one time selling one. This will be our forever home until I am no longer on earth? Who knows what happens in the future.

Now my CPF OA has 5k. 

I feel contented. There is no more pressure.

Tmr is my Big day

Tmr is my big milestone day, not my big day as had done that.

It marks the end of my mortgage paying days. My cpf OA would be almost emptied after tmr to repay my mortgage.

It had been 5 years, happy but sad that hubby never got to see and feel this day. Live in the moment and rejoice. I wonder what he would say to me.

Hurray the house is finally ours. One less thing off my bucket list.

After FI

Ever since I reach FI, I felt a very big load of pressure evaporate. The pressure further went down when I quit my AD post in Jul 2024. My insomnia got better.

Then I rejoined as a temporary M who only works 3 days a week. Where can I find such a job :) There were indeed times when I woke up at 3am and cant sleep especially when I was rushing for project. But throughout, I told myself i already did my best. If things went south, I could walk away.

The pressure (mostly from myself to perform) was not as bad as before.

Basically am at a point where I am contented with life but having some health issuses. May menses were abnormally heavy maybe my time is almost up. I hope my home loan is settled before I were to go. 

I also want to see if there are opportunities for me to 散财 while I am still around.

If the bad news hit, I will quickly liquidate my stocks holdings and distribute most to my family first, leaving abit for my remaining days. My home will be passed to my sisters. Rite wise, if ah yin around then taoist else a buddhist one will do. I will want to plant my ashes in a field I guess. Guess wont feel so lonely.