I recounted my days, was agent for 1 year after graduation. 6 mths at bank call centre, 2 years at sme writing articles, and 11 years into my current job. I wasnt able to save much monies after 2008,9 because I had to pay rent, car for my boyfriend then from my low pay of 2.4k (takehome around 2k, of which most of it went to these 2 items).
After switching to my current job in 2010, started having increments of a few hundreds and by 2013, was earning enough to rent a place to stay (1.5k per mth) and still had to pay for car.
Savings were little but still able to save and invest abit 10k/yr.
A few years ago, I started to plan my path, I realised I could never retire young with 10k a year. Decided to up it to 30k (not easy).
30k is no mean feat, it means 2.5k per month. Till date i find it hard to save 2k. Some months need to dip into my savings, due to car insurance, road tax, income tax, holiday expenditures.
My current job has allowed me to afford a flat, car and still have savings to FIRE. I am halfway there. Goal is 500k cash/investment.
