Cpf rich or cash rich

I believe being cash rich is more important than being cpf rich. Why?

Because I believe i won't live too long and if there is any need, i cant touch a cent in my cpf account except for MA for my medical needs. My father died at 69 yo. Grandpa and grandma died in their 70s.

Cash is king. When there is recession, or when you need money, cash is the savior. This is why I do not do any cpf cash topup for tax relief. I rather put all my money into stocks.

Marc jacob bag

I think I am going to eat my words again. Recently I had been eating my words. First I said my marc jacob bag was a letdown, then i said i am not going to work at buona vista cos it was hot, then I said that i wont do buffet server. 

I went back on all my words. So for this post, I am going back on my marc jacob bag.

I bought the medium tote bag in Mar 2024 in japan. After that, I even went to buy an organiser for it, making it even more heavy and less spacious. The color soon started fading. And I did not use the bag very frequently until one day, I decided to either use the bag or give it away. I was very close to giving it away. But I didn't.

I threw away the organiser, and just decided to make it my everyday bag.

Woah, since then, I had been using it alot. I dun really care whether it gets dirty or not. 

And I started to enjoy the bag because it was spacious. I carry alot of things and there is no way a small bag can fit my stuff. 

It fits the bill. Haha a 2nd leash of life. Now am happily using it. Yes the colors are still fading but I couldnt care less. 

Everytime I look at it, I feel satisfied. It will be my forever bag. Trying to fight my impulse to buy useless bags. So far for this year, other than the green bag, I hasnt bought any bag. Bought it because my black bag was torn and I gave that away. The green bag was just nice when I work as an usher.

Giant grasshoopper

During chu Yi cny, at nightime, a large giant grasshopper flew into my house and sat on my altar board. I presume is my hubby, coming to see me. 

It made some loud noise when it flew in, I was watching YouTube.

Then when I saw it was a grasshopper, I remembered a day in bukit panjang flat when I was alone and 2 giant insect - one grasshopper and another praying mantis/moth flew into my kitchen then. I ignored them and went to sleep, they were gone the next day.

The grasshopper was gone the next day. I remembered when I told LG of the 2 insects, he said they were probably the deceased coming to visit me.

I crouched low in order not to startle it, and did so when going to my master bathroom to brush my teeth, and also in living room to switch off the lights.

Will we meet again?

Seatrium 2.48

Sold another 5k shares of seatrium at 2.48/share. 12.4k cash in the bag. 

This is pure profit as the shares were given for holding Keppel shares.

Will sell 5k if the share price reaches 3, and remaining 5k at 3.50.

Became a low wage worker

Before I quit my govt job, I was prepared for the worst. Not finding an equivalent pay job.

Frankly I am in my current stage of doing part time job by choice. I no longer yearns to work 5 days. I want to spend more time with family while getting by. Just want to scrape by with 800-1000 per month if possible through my part time job. Feb will see me earning 430 only as I do not have the usher job. Meantime exploring buffet server - this is giving me the anxiety. 

I do not need a high paying job because my dividends are giving me 2k a month already without working. Although they can cover my essential expenses, I have almost without any fail, unplanned expenses each month that saw me spending 2.8k a month.

Due to donation, overseas travel, dental expenditures. The dental is a killer, will apply for chas card in Aug to help manage this aspect of costs.

Nike

This month was a very free month. My usher job came to a standstill, no work at all. Previously was working three days a week. This should only resume in early March.

So in anticipation, I signed up for more security job. 6 days.

What a luxury to work only 6 days in a month. Abit unfathomable.

Anyway, I decided to buy Nike shares after it plummeted to 6 year low. Bought 15 shares at 69.9.

Hopefully when my friend is free come March, can do more security job with her.

Lost another molar tooth

I lost all my molar tooth on my lower right jaw. Going to need a dental implant later as it would affect my chewing on the right side.

Been losing tooth every 1 or 2 years. Cash outlay is 1500.