Genting Family Trip 2025

Just came back from our annual genting family trip.

Some highlights:

- one room was free

- won 2.2k in slots, lost 1.5k though over 3 days

- ate durian 101 at Bro house

- watched demon slayer movie, we had the whole cinema to ourselves

- went to new casino to play

- zus coffee salt caramel was nice. Drank 2 - one was free from my bet with Y over the viral labubu ice cream video

- nice vegetarian lunch at Chin Swee temple

- Visited 大圣爷庙 on way back

- Bought a bag (as usual), wanted carlo rino bag but no stock. Ended up with a nice greyish bag

- ate two times HK porridge - something I do not eat but ate because was feeling cold and belly was quite bloated from all the feasting on day 1.

- Ate Le Nu noodles on day 3 for dinner

- Spent 500 bucks bought 3 uniqlo tops and 2 pants

Genting trip

Soon it would be our third family trip to Genting. Genting has a place in my heart. It was my first overseas trip with LG in 2009. I remembered playing big small on the table. 

We took the cable down. I only remembered was quite scared and walking with him to shop around Genting. Cherish the living and honour the memories.

We took the bus to and fro, and we waited very long to check in. 

Lg till we meet again

Luxury bags

I got 2 luxury bags - marc jacob tote 280 and braun buffel crossbody 480.

These are my most expensive bags. Am not going to buy more of such bags because they are enough.

Xiaobai

I look at xiaobai and she is so thin she looked like she could die any moment. A sense of guilt overwhelm me, why I let her become so...

if i bring her to the vet, they will surely tell me to euthanise her which I dont want. As long she can eat, poop, drink, pee, move, I let her be.

I keep have a feeling she dun have much time left, since June. It dawned on me she might not have much time left - she lost alot of weight and if i feed her more, she LS non stop.

Ppl would think I am starving her but I am not. Feeding her as usual. I hope she dun suffer. 

Just keep her comfortable if it truly is inevitable.

I remembered a few years ago, I cried when I thought xiaobai was dying. Now after my hubby has gone, I feel numbed. I would tear but I also feel very guilty.

LG hope u give me some dreams to advise me how to treat her. 

My first ETF

While watching a youtuber talk about the green dragon, I decided to explore ETFs since I am flushed with cash.

My pot is 40k, so I have decided to put them into Lion OCBC Hamg Seng Tech etf. It has not the lowest expense ratio but because it will be held under CDP, it keeps me at ease.

Even if it drops 50%, I have the holding power since these are excess cash. 

After that, I might start to buy more BOC listed in HK. Have bought 2000 shares earlier, will buy more if it hits 4bucks or below.

Mandai 3rd anni

Today is my Lg 3rd lunar calendar death anni. I actually forgot his pai wei, something is wrong.l with me. 316, 120 remember this.

I think I might have dementia. Today was feeling out of sorts. Forgot to bring wet tissue, pricked my finger on chopstick, splashed coffee over myself, nearly bumped into G, leaf fell on head giving me a scare, and a big wasp that i killed in my master bedroom.

Hmm quite an adventure. Writing this down so I will be able to refresh my memory next year.

LG

Yesterday had a short dream plus many other dreams.

I dreamt LG came and hugged me for quite along time. Yep, i believed he came cos is around the lunar death anni which is tmr.

He didnt ask me for anything.

So i take it he has enough in the underworld. 

Then i dreamt my hp was melting....in a separate dream.

Liquid assets

I have 140k cash and 600++k in investment. Am I happier? Not really. Have my lifestyle changed? Nope still sticking to caifan for some meals.

Am I buying any big ticket items, nope.

FIRE for the high salary

When I read blogs or watch youtube channels of local youtubers who supposedly reached FIRE, or even reddit, most are high income earners.

For myself, I was earning a good income in my last few years > 100k annually. This enabled me to invest my savings and reach FI.

Did I really reach FI? My monthly dividend income of 2.2k is able to offset my essentials - insurance, transport, music lessons, utilities. I got to earn a side income to cover food and dental expenses.

Had tracked my expenses since Jul-24. On average, was spending 2800 a month.

I feel that when I read the blogs/youtube, they are very unrelatable to the common folks who are only earning enough to cover for expenses. How do u tell such people to further cut their essential expenses so as to save more and invest. 

For people who cant save, they would have to find some side hustle or even aim for promotion to get the extra money to invest. They then have to learn to invest with whatever little energy and time left. This is on top of having to pive a life, spending time on self care and family care...

Who could do that? So sometimes I wonder, FI is truly reachable for the upper middle to upper class income earners. Even overseas youtubers who reach FI was earning 300-400k a year. In my opinion, FI is only reachable for the top percentile earners.