Moving to Bedok

After searching for a home for months, we finally got a otp (option to purchase) for a Bedok 4NG flat.

We never thought we would buy a 4NG because we wanted a place with at least 1000 sqft. 

But these past few month of home searching, we werent able to outbid others.

Funny thing is that the agent was the one who called me to go view the unit out of the blue. Had wanted to view the unit but the owner wasnt keen to let us view after 8pm. Then we thought that there was no viewing for sat night when I received the call from the agent to get then at 7.30pm.

After viewing the place, it ticked off some of our wish list

- squarish living room

- long kitchen

- high floor (not top floor)

- breezy

- broken marble floor

- get brand new toilets (hip in 2nd quarter 2021)

- chinese neighbour

- door to door unit

For the price, we may need to top up a few thousands for the cov, but we thought it was reasonable given that units command cov of 20k easily.

Finally we can rest abit, and focus on selling our current flat.

Sembcorp Marine

Initially I intended to keep my SCM shares, after I got them through owning SCI.

But because I am thinking of moving houses, I felt that it was time to let go.

After selling off SCM, my breakeven for SCI is 2.17.

Decluttered my study room

I have to work from home (wfh) two days a week. So had bought a xiaomi monitor so that I could work more effectively.

After buying it, my study table became very cluttered. I can't stand it.

Today with no where to go, I decided to further declutter my table. So removing everything except my cosmetic box, monitor and 2 laptops (one for work, one is my personal).

Felt very light after doing 2 rounds of decluttering.

Sold remaining boustead stake

I sold the remaining 15k of Boustead shares at 0.73.

In total, I estimate my losses to be around 2k.

Why I decided to sell my shares even though this would make a loss.

Reason is that I feel the markets eill nose dive soon. So am trying to encash out positions that are not too loss making. 

I may sell qaf these few days. 

Accumulating cash to take advantage of the drops in prices that will inevitably come. Remember we are in a pandemic global recession period.

Bought 2k singtel

Singtel price reached $2 today. I managed to buy 2k at 2.01 a share.

Will continue to load up slowly. I think the global stock market will crash shortly after US election.

Will continue to monitor nd may buy if it reach 1.50.

Sold half of boustead

Sold off 15k shares of boustead at 0.72.

Reason for selling, in need of lumpsum cash for switching of hdb.

But even if we did not manage to switch to another house, I felt that stock bubble would burst after US elections. So i could use the monies to buy back the shares at a low price later.

Will be selling off the remaining of boustead soon. After that would consider to sell off QAF.

House hunting

We started to do some house hunting lately because of the spike in housing prices. Was thinking that it might be a good idea to sell off our current hdb in place of a cheaper one with some requirements i.e. high floor, squarish layout, move in condition.

Reason for selling, is the house is warm, longish.

But after 2 months of looking around, I started to think that our current house is not as bad. It has 4 room, coffeeshops are nearby. Got 2 sheng xiong, 1 giant within walking distance. 

We need to wait for another 2 months before we can sell. Hmm maybe it is a sign not to sell it.

Currently narrowed down my searches to teban, pandan garden, and boon lay. These areas are where flats are big and cheap.