Sunday, October 31, 2021

Enhanced FRS

Just realised I reached enhanced FRS of 2021.

Combined OA and SA exceeded 279k.

Yippee...but I still need to keep my OA sums in my OA because still have outstanding house loan of 287k.

Saturday, October 9, 2021

the 10 weeks, 10 months, 10 year rules

A few matters have been on my mind

1) My own health - whether to go or not to go for surgery
2) My hubby health - all the treatments and the risks for his conditions
3) My work - feeling increasing stressed. Gave some honest feedback via the survey but not sure whether will get into hot soup. So am looking around to see what jobs I want to do in the event I got fired
4) HIP - due to the lockdowns, my HIP of my block had been postponed

Applying some tips that could alleviate my anxiety. in 10 weeks, or 10 months or 10 years, would any of the above still be an issue?

for 10 weeks, maybe 1,3 and 4 still persist
after 10 months, maybe only left 1
after 10 years, maybe none

Feeling vexed but now after analysing the above, felt some kind of relieft.

hopefully will remember to come back and review the above matters, in 10 weeks, 10 months time (certainly not 10 years).

Initially was thinking of investing another 25k into Singtel, but as my hubby condition cropped up just this week, there might need some monies along the way, so has put off the investment till maybe after his condition is stablised. 

Saturday, October 2, 2021

Becoming a shopaholic

Ever since the pandemic started in early 2020, with the frequent lockdowns, am stuck in my home perpetually 24/7.

Even when going out, I only frequented the shops nearby my house or Bedok Mall.

As I am not a foodie, am not keen to travel distances just to queue up a long while to tapao nice food. A cup of coffee and anything would be sufficient for me.

Due to the lockdowns, have been wfh for a few months. 

Whenever I have some free time, I would get an impulse to shop online for space saving or home uses stuff. I find myself buying stuff 2-3x a week.

I bought another slippers from Sketchers when I got the chance to go back office on 1 Oct for that 1 day. Bought a wireless massenger also on that day, mainly because I can't go for massages. Pre-covid, me and my hubby would go Batam for a 2-day-1-night trip and get 2 hours of massages. Gone were those days.

Bought a set of 10 pcs of chopsticks...

at the rate that I am going, I will not be able to reach my financial goal as fast as I want to. 

The reason I could think off, is that I have nothing much to do at home. Apart from the usual household chores, I don't really have something that can keep me occupied. So usually I would turn to TV or game (only playing 1 game and get sick of it from time to time).

Tried to read some books but when I am stressed from work, the last thing I want to do is read....couldn't read even though I have borrowed some ebooks...

I hope wef tomorrow, I would spend more time exercising. I would be able to exercise as it is 2 weeks since my 2nd shot of Moderna.

Hopefully it takes away some of the boredom and stresses from work. Wanted to go for my runs, but when I think about the covid situation and my frail hubby, I decided to exercise at home instead, and lose some weight.

The stress from work, the upcoming HIP, my medical condition, is causing me mood swings, and everytime i would turn to online shopping to alleviate/run away. Having the blues thinking of tmr. And have been trying to stop myself from resigning on impulse too. 6 of my colleagues have left since June 21. Whenever I see someone leaving, my impulse would come.

Maybe today I will go take a walk.





First day