After CNY

Going to start my skipping exercise regime after cny.

Has put on 5kg since 2020.

Bought 2 new shorts, and skipping ropes.

Will try to see if can skip 30min every day.

1) started not eating rice at night

2) will start to walk back home after work

3) skip 10 mins for a start

Bought 10 shares of Coca cola

I started to buy US stocks albeit in very small quantities as the stock price are very high. Bought 10 shares of Coca cola, something I have wanted to do since 2009/2010.

Will contine to stock up on citigroup, coca cola as the fed is slates increase int soon.

Home loan

My biggest loan is my home loan at 285k. My goal is to settle it fully before 45 years old (6 years away).

Current OA is 142k, plus 55k invested in stocks. Totalling 197k.

88k away. If in this 6 years, my OA grows 8k a year, 8x6=42k. My loan should have gone down to 235k. I should be on track to this goal.

2021 dividends

My 2021 dividends from SG stock is 6,395.

US stocks here I come

Finally after thinking of buying US stocks for a decade, I opened moomoo account and bought my 5 shares of citigroup at market price 63.5.

Initially I put in a day limit order early in the morning SG time. Around 9.30pm SG time, US stock trading starts and the price had gone up by 3 US dollars. 

Then in the middle of the night (3am sg time), I woke up and decided to withdraw my order. And put in a market order to buy stilp just 5 shares. Immediately I got the shares.

Something exciting. 

I am planning to change my strategy this year. To invest my extra bucks in US stocks.

I have some stocks in mind, Coca cola, apple, more citigroup. 

As the interest rates will be going up, banks will benefit, so my focus for now is still Citigroup.

moomoo

Finally I decide to buy US stocks. First I need a trading acc. I googled and tiger brokers and moomoo came up top. 

In the end, I decided to go for moomoo because I saw a sg financial youtuber document the step by step guide.

It looks easy, I am all set. I have already exchanged sgd to usd. Will buy 10 citigroup shares tmr.