In 13 mths, I will be able to settle YS medical debt. After that, my monthly will drop to 2.8k. 1k attributable to the car. The car should then be left 3 years.
In a nutshell, it means I need work 4 more years. Can I endure 4 years? By then, I would be able to pay off my housing loan using my cpf oa.
My car is a coe car that my late husband left me. This needs maintainence 100 per mth. Insurance 1.5k a year, tax 1.8k. If I want to keep it, I have to work.
I have 2 elderly dogs, they may need more doc or med later. Heaven knows.
I always thought I could FIRE by age 45. Unless i sell my car, i cannot reach that. Managed to barely hold on to it for 10 mths. Maybe i see in a year more.
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