Sunday, September 15, 2024

whether I have a war chest?

Initially I thought I could invest another 30k into stocks, so am making some calculations in case I got it wrong.

I have 52k on hand, if I uses 30k, I would have 22k.

Now is mid Sept, I assume I need 
- 1k for remaining Sept
- 2k for Oct
- 2.5k for Nov
- 2k for Dec
- 2k for Jan
Total 9.5k

Left 22k - 9.5k = 12.5k

Dec 24 - additional 5k

My 17.5k should last me 4 months (Feb to May 25) of 8k, leaving 9.5k, where I might get 7k for May. Left 16.5k. 

June to Aug: Aug expect 10k, left 26.5 minus 2kx3mths = 20.5k

Sep to Dec: expects 5k in Dec, 25.5k - 4mthsx2k = 17.5k

Judging by this lousy analysis, I should have enough to last till end 2025 even if I can't find a part time job.

Some one-off expenses - dog staycation for mar 2025, maybe another genting trip in Sep 2025. 800 for donation. Dental 500. Entertainment for PS5 games.

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