Flex

There are some finfluencers that I totally do not want to watch, reason being I feel that they are flexing silently e.g like saying they earn 5 figures per month, they are buying xx million dollar condos.

It feels very out of touch especially if you are earning a low pay. I did not think too much because in the past, I was earning a very good pay but after quitting and taking on a temp role, my pay is 1/3 of what it used to be.

As I watch finfluencers or read reddit, it kinda feel off when they talk about FI with xx millions etc.

Maybe it is just me but those strategies they advocate could hardly apply to people who are living paycheck to paycheck.

I was able to reach barista FIRE by 41 mainly because I had a very high income and could save more and channel those to investments. I remembered back in 2008,2009 I was not able to because I was only earning 2400 per month. Takehome was 2kish.

So for a long time, I had no savings until I switched job and gradually watched my income 4x over 14 years.

Anyway they do theirs, I do I. Now just feeding off my dividend income of 2k per month and income from my temp job which ranges from 1800 to 2800 takehome depending on my hours worked.