if I f*cked up at my job

If I screwed up my job, my investments could last me 7 years, without a job. My cpf can sustain my house payments for 11 years.

This is something that gives me peace of mind every night, knowing that my job is not my everything.

New house

I moved to my new place at Bedok, a 4NG high floor flat on 20 June. 

I was actually looking forward to moving in, but after the actual move, I immediately regrets it. The tons of boxes (to be exact, 55 boxes) to unpack and re-arrange.

I am two days in, with my hubby, we have unpacked most, leaving 10ish boxes. 

Home is looking abit like home.

Just now, when I was getting ready to go buy dinner, one of my dogs (got 2 dogs) peed so much urine in the living room to the kitchen. I lost it, and beat the crap out of it. Had to clean up by hand....

Looks like I just need to be ready, to clean up pee and poo for this week...

Quitting

Recently the idea of quitting crept into my mind, occupying my mind every now and then.

I have even went to look at the job websites to see what kind of job I may want to pursue.

Each time I did this, a lot of negative thoughts would drown me. Why? I looked at the job description, I felt like I did not possess any of the skills that employers are looking for. Data science, computing, etc.

I also know myself, i have tried insurance (1yr), writing (2 yr), call centre (0.5yr) and current job (11yr+). I can't sell myself. 

So each time after browsing the jobs, feeling very dejected, I would reflect what is so bad about my current job.

Direct boss is good, colleagues are good. Has upcoming major projects that would need me to do till 2023. Having the ability to work from home. Able to afford my current lifestyle because of my pay. Staff is so so.

Compared to my 11+ years, this year is not the worst. I had worse years in 2015, 2017, 2018 and last year. I was very close to throwing my resignation letter, but I pulled back because I do not want to repeat the mistake I made when I resigned in 2007 amid the financial crisis. Now we are in post pandemic times and a looming depression ahead.

Even if i could find a new job, i may not find the good people, colleagues i have. 

One reason I felt like quitting, is the dread I felt towards my work. Nothing excites me and I find myself dragging myself to work. It also affected my personal life as I cant stop thinking or worrying about my work. It is either my job or my sanity.

I will give myself another 2 years, meanyime I will try to learn new skills.

New resale car toyota wish 1.8l

Just changed our car, from camry (left 1 year coe) to toyotq wish 1.8l (5 years, 2 mth).

Sold camry at 27.5k, bought wish at 65k.

Mthly instalment 816 (around 500 less).

Road tax 980 (around 900 less)

Insurance (around 200 more)

Petrol 80 (maybe save half)

Potentially save 8k.

Reason for selling is that the camry is quite ex, and had left only 1 yr. So my hubby wants to sell it off while it hqa value. His friend offered to buy from him at 27.5k. After full settlement, got 13k back. Plonk down another 6k plus for the wish

New resale house

I have just completed the purchase of our resale unit in Bedok.

We bought it at 389.5k, no cov. The house is in its original condition, so except for the broken marble flooring, everything needs to be renovated.

Luckily the hip will be in q3, so at least we need not reno the toilets though we have to use the existing ones (eeeww) when we move in june 2021..

We budgeted for reno works of 30k, which includes kitchen, wiring, painting and windows and doors.

QAF

Booked a small profit of 900ish from sale of 5k qaf at 0.97

Downgrade my hdb from 5rm to 4rm

Second half last year 2020, we began to look for areas and houses to target to move to next.

We were very picky because we initially want a flat that would meet our wishlist

1) squarish living room

2) longish kitchen

3) high floor

4) corner

5) windy

6) no need major reno

7) cheap

With the above, we went searching, ploughing through propertyguru and 99.co to view flats.

We actually narrowed down our search to jurong west, teban and pandan garden, as they were close to my mum place. But each time we saw something we like, other woul beat us to it. This went on for 6 mths.

Feeling very rejected, we were resigned to continue living at our place. But heaven has other plans.

We actually chanced upon a bedok unit but it was small, a 4NG.

But unit was high, at 11th floor. Corner door to door. Windy, longish kitchen and square living room.

Only 1 con was that it was blocked by a bto, but still it was quite windy. Another thing was that there will be hip. We were not keen on it but agent wants us to offer and we just offer 500 more than last price. And the deal was closed on that night. We only reached home at 1pm.